Some homeowners struggled to pay PACE improvement loans. The coronavirus made it harder

It wasn’t until the work was done that Marcelino and Josefina Rodriguez said they learned the truth.

They had been signed up for a roughly $45,000 PACE home improvement loan at nearly 10% interest — even though they said a woman working with the contractor told them their new roof and water heater would be free through a government program.

The Rodriguezes contacted the authorities, but the nearly $4,500 annual bill came due anyway — a financial hit for the household of four who scraped by on less than $30,000 each year as garment workers paid by the piece.

If they didn’t pay, Marcelino, 67, and Josefina, 64, could lose the Pacoima home they’ve owned since 2001, one that provided them and their sons stability after years of bouncing from rental to rental. So to get by, they started selling food and one of their sons said he exhausted his

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Bring The Comforts Of Home On The Road With These Day-Tripping Essentials

With a holiday weekend coming up, we’re all looking to get out of the concrete jungle for some nature and fresh air. But, upon surveying the lodging scene, you may have noticed that there’s, um, nowhere to go. Every well-kept and cleaned Airbnb under the sun is booked, and crashing with friends is no longer the more-the-merrier affair it was pre-pandemic. If you’re not already sharing an established “social bubble,” even staying with family can be tricky. And then there’s the matter of travel — with long-haul train and bus rides a less-than-safe transit option, suddenly car travel seems like the way to go.

If you’re determined to mark the long weekend with a multi-mile hike, a full day at the beach, or grilling in the grassy countryside, you can still enjoy a jaunt out of the city — you’ve just got to be prepared. With

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